This website (the “Site”) is owned and operated by Merkton Group LLC (”Merkton Group LLC,” “we” or “us”). By using the Site, you agree to be bound by these Terms of Service and to use the Site in accordance with these Terms of Service, our Privacy Policy, and any additional terms and conditions that may apply to specific sections of the Site or to products and services available through the Site. Accessing the Site in any manner, whether automated or otherwise, constitutes use of the Site and your agreement to these Terms of Service. We reserve the right to change these Terms of Service or to impose new conditions on the use of the Site. Any such changes will be posted on the Site, and by continuing to use the Site, you accept the modified Terms of Service.

Intellectual Property Rights

Our limited license to you: The Site and all materials available on it are the property of Merkton Group LLC or its licensors, protected by copyright, trademark, and other intellectual property laws. The Site is provided for your personal, non-commercial use. You may not use the Site or its materials in a way that infringes on our rights or is unauthorized. Unless explicitly authorized in these Terms or by us, you may not modify, copy, reproduce, republish, upload, post, transmit, translate, sell, create derivative works from, exploit, or distribute any material from the Site. You may download or print one copy of individual pages for personal use, provided you keep all copyright notices intact.

Your license to us: By posting or submitting any material to us via the Site, email, text, or other means, you represent that you are the owner of the material or have obtained the owner’s consent. When you submit material, you grant us a royalty-free, perpetual, irrevocable, non-exclusive, worldwide license to use, copy, modify, distribute, and publicly display such material in any manner or medium. If your submission is deemed a “work made for hire” under applicable copyright laws, Merkton Group LLC will be considered the author and owner. If it is not considered a work made for hire, you assign all proprietary rights to Merkton Group LLC without additional compensation.

Limitations on Linking and Framing

You may link to the Site as long as the link does not imply sponsorship of your site by us. However, you may not frame or inline link any of the content of the Site without our prior written permission.

Disclaimers

Throughout the Site, we may provide links and pointers to internet sites that we do not operate or control. These links do not imply our endorsement of those sites or their content. The information, products, and services offered on or through the Site are provided “as is” without warranties of any kind, express or implied. We do not guarantee that the Site or any of its features will be uninterrupted, error-free, or free from viruses or harmful components. We disclaim all warranties, including implied warranties of merchantability and fitness for a particular purpose.

Online Commerce

Certain sections of the Site may allow you to purchase products and services online. We are not responsible for the quality, accuracy, or any other aspect of these products and services. If you make a purchase, the information obtained during your transaction, such as your payment information, may be collected by us. You agree to be financially responsible for all purchases made by you or someone acting on your behalf through the Site. Purchases must be for legitimate, personal use only.

Interactive Features

The Site may include various interactive features, such as bulletin boards and chat rooms, which allow for feedback and real-time interaction between users. You alone are responsible for the material you post or transmit. We do not control the messages or information provided by users. You agree not to:

• Restrict or inhibit other users from enjoying the Site.

• Impersonate any person or entity.

• Interfere with or disrupt the Site’s features.

• Post or transmit unlawful or harmful material.

• Use the Site for commercial purposes without our approval.

We reserve the right to monitor, edit, refuse to post, or remove any content on the Site for any reason and to disclose materials as necessary to comply with laws.

Registration

To access certain features, we may ask for demographic information, and if you choose to sign up for certain features, you may be required to register with us. You agree to provide accurate and complete information and understand that our Privacy Policy governs the use of any personally identifiable information.

Passwords

You are responsible for maintaining the confidentiality of your password and account information and for any activities that occur under your account. Notify us immediately of any unauthorized use of your password or account.

Limitation of Liability

We, our parent companies, and licensors will not be liable for any direct, indirect, incidental, special, or consequential damages arising from the use or inability to use the Site, including the loss of data or profits, even if advised of the possibility of such damages.

Termination

We may terminate your right to use the Site at any time without notice. The limitations on your use of material from the Site and the disclaimers shall survive any termination.